The owner turned off the outboard and tilted it up through the cutaway transom. As he and his buddy worked to unravel the line, the other angler and I stowed tackle. Without warning a large wave piled over the stern and into the cockpit. Per the owner's instructions, the rest of us scampered to the bow while he tried unsuccessfully to restart the engine. Another wave poured in and, less than a minute later, the boat capsized. We were tossed into the water without life jackets, clinging to the overturned hull as conditions worsened. A half-hour later, cold and tired, we were all plucked safely from the water by another sportfishing boat. It was an eye-opening experience that I have no desire to repeat.